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Request Investor Packet
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Borrow with speed. Delievered with Dicipline.

Bridge & Rehab Loans That Close.

Senior-secured bridge & rehab loans for commercial and multifamily operators. Fast fit checks, clear terms, and a close-ready process backed by a recorded deed of trust. Built for time-sensitive closings and value-add business plans with defined exits.
Get Loan Quote
Get Loan Quote
Submitting a request does not constitute a commitment to lend.
All loans are subject to underwriting, title, and final approval.
Loan Programs

In-house underwriting. Close-ready process.

Clear terms, fast fit checks, and disciplined leverage targets.

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Bridge Loans

Term
6-12 months
Loan Size
$150K-$4M
Pricing
As low as 8.99%
Max TV
Up to 75%*
Prepay
Flexible Options*

Best for time-sensitive closings.

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Rehab Loans

Term
6-12 months
Loan Size
$75K-$4M
Pricing
As low as 8.99%
Max LTV / LTC
Up to 75%
Draws
Progress-based

Built for budgeted scopes + timelines.

* Rates, leverage, and terms vary by sponsor, collateral, market, and structure. All loans subject to underwriting, title, and final approval.

Why Borrowers Choose Urgent Capital

Fast Answers. Clear Terms. No Noise.

In-house underwriting. Faster closings.

Underwriting, draws, and servicing stay in-house, so you get a faster answer and a single point of contact from quote to payoff.

Clear Timelines & Communication

Work with us directly or through a broker. Either way, you get real terms, a defined process, and straight answers.

Proven Through Market Cycles

Active in real estate credit since 1999, across bank lending, brokerage, and direct balance-sheet loans. We have seen where loans break and we lend against that experience.

Built for operators.

Bridge and rehab loans for acquisitions, repositioning, and value-add business plans with defined exits.

No Games. No Surprises. Re-Trades.

Clear terms up front. If something changes, we explain why. No buried fees or last-minute surprises.
Borrow with Urgent Capital

From quote to close—fast, clear, in-house

Request a Quote

Send the basics.

Deal details + sponsor info. We’ll review and reply with next steps.

Fast-Fit Check

Quick yes/no on fit.

If it’s in our box, we’ll outline what we need to move forward.

Underwrite & Verify

Underwriting + diligence, in-house.

Sponsor/entity checks, collateral review, title, and required docs.

Close + Fund

Final terms. Title. Close.

Clear terms up front. Efficient closing once complete.

Draws (if applicable) + Payoff

Draws, servicing, and exit.

Milestone-based rehab draws managed in-house. Payoff via sale or refinance.

Timelines vary by deal complexity, title, and third-party reports. All loans subject to final approval.
Who We Lend To

Is Your Deal in the Box?

Our credit programs are built for experienced real estate operators and sponsors with clear execution strategies.

Eligible Borrowers

Strong fits usually have:

  • Track record in value-add, rehab, or bridge projects

  • Verifiable liquidity + post-close reserves

  • A clear exit, sale or refinance

  • Senior-secured, recordable collateral (deed of trust)

  • A complete scope, budget, and timeline

  • A commercial or multifamily focus

Outside of Our Box

We’re usually not the right lender for:

  • First-time operators with no rehab or commercial experience

  • Borrowers with no liquidity or reserves

  • Owner-occupied primary residences

  • Deals with no clear repayment plan or exit

  • Uninsurable title or non-recordable collateral

  • Incomplete deal details, missing sponsor or project information

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Borrow with Confidence

Get a fast fit check

Send the basics, we’ll confirm fit and next steps.

What to include in your deal summary:

  • Property: city, state, and asset type
  • Numbers: purchase price, loan request, rehab budget
  • Timeline: target close and rehab schedule
  • Exit: sale or refinance plan
  • Sponsor: experience and entity name

Submit Your Deal Opportunity

Your information is secure. No spam. No obligation.

We’ll review your submission and reach out with the next steps.

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reaching out!

Our team will follow up promptly with next steps.

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